Best Online Fintech Certificates (2024)

Get ahead of the game with an accredited online graduate certificate in fintech. We’ve scoured the country to find every post-baccalaureate certificate program in financial technology that is offered via distance learning. Choose an online fintech certificate that includes hands-on work in blockchain applications or focus your energies on financial analytics. Since graduate certificates often lead to a master’s or MBA, we’ve also provided links to degree pathways within each university.

Rankings Methodology

Rankings Badge for the Best Online Fintech Certificate Programs To assemble our list of the best online graduate certificates in financial technology, we used a weighted algorithm that was based on a range of quality factors. We assigned points for each of these factors and then averaged the scores out to create a definitive ranking.

Reputation: All of the online graduate certificates in our list had to be offered by regionally accredited public or private universities. Better yet, they all come from AACSB-accredited Schools of Business.
Quality: We made a note if universities appeared in U.S. News & World Report rankings in Computer Science, Finance, and Business, as well as general national rankings. Universities received a point for each placement. The more points, the higher they are in our list.
Affordability: We analyzed graduate tuition rates and assigned each school a separate affordability ranking. Some of the online certificates in our list are under $10,000 in total!

We published our updated rankings for 2024 (below) on November 27th, 2023.

Best Online Graduate Certificates in Fintech

1. University of Connecticut

Graduate Certificate in Financial Technology (FinTech)

Delivery: 100% Online
Department: School of Business
Credits Required: 12 Credits (5 Courses)
Tuition: $18,000

UConn’s 12-credit Online Graduate Certificate in Financial Technology (FinTech) does a deep dive into financial ecosystems. You’ll be required to take coursework in financial models, fintech technologies, cryptocurrencies, and blockchain technologies. However, you’ll also be allowed to select one elective in an advanced area of programming (e.g. financial modelling with C#), business analytics, or even game theory.

Thanks to its strategic location, UConn is well-known in the East Coast world of finance & banking. Ask the program coordinator if there are opportunities to work on tech projects with industry partners. If you enjoy the certificate, you could consider taking your learning one step farther. The AACSB-accredited Husky School of Business also offers an Online Master of Science in FinTech that’s overseen by an independent advisory board of financial experts.

2. Stevens Institute of Technology

Financial Technology Certificate

Delivery: Online
Department: Stevens School of Business
Credits Required: 12 Credits
Tuition: $22,368

The Stevens Institute of Technology offers a Financial Technology Certificate to help students gain valuable skills and knowledge so they can approach financial matters with new and innovative techniques.

Students interested in this graduate-level certificate program will need to complete four courses, either online or on campus, which cover general fintech concepts and the application of the latest technology in finance, such as blockchain, digital payments, and machine learning. Completing these courses can also be applied to any graduate degree program offered by Steven’s School of Business.

Students pursuing this certificate can enjoy state-of-the-art facilities on campus. The Hanlon Financial Systems Center, for example, gives students access to software like Bloomberg Terminals and other helpful financial resources, including in-depth videos, research, and faculty publications.

If after completing this 12-credit certificate you decide to pursue your fintech education further, SIT also offers a Master of Science in Financial Technology and Analytics that provides a more in-depth and analytical understanding of the fintech industry.

3. Wake Forest University

Graduate Certificate in Financial Technology

Delivery: Online
Department: School of Professional Studies
Credits Required: 12 Credits
Program Length: 9 Months
Tuition: $14,604

Wake Forest University has a graduate-level Financial Technology Certificate that focuses on the transformation of the financial services industry caused by tech innovations. The goal of the certificate program is for finance professionals to develop new skills required for lucrative careers in the modern business environment.

This 12-credit certificate consists of four courses that cover general fintech concepts, emerging technologies, and data analytics. The curriculum was developed to help empower students with in-demand skills for today’s financial services industry.

The four required courses for this program can be completed in any order, giving busy students and working professionals some added flexibility to complete the certificate.

Located in Charlotte, North Carolina, program graduates can enjoy great access to the city’s robust financial services industry and potential job opportunities without having to look too far.

Students who wish to further their fintech education can consider enrolling in WFU’s Master of Financial Technology and Analytics program after completing this certificate.

4. Rutgers University Camden

Graduate Certificate in Modern Financial Technologies (FinTech)

Delivery: 100% Online
Department: School of Business
Credits Required: 12 Credits (4 Courses)
Program Length: 4 Semesters
Tuition: $13,488.00 – $22,877.50

Learn how to blend data science techniques with fintech tools in RUC’s 12-credit Online Graduate Certificate Modern Financial Technologies (FinTech). You’ll start with an overview course in financial management before getting stuck into the latest fintech topics (e.g. blockchain, cryptocurrencies, automated investment advisers, etc.), financial data analytics, and investment management & machine learning.

At the heart of RUC’s program is a love for data. The AACSB-accredited School of Business offers a number of other graduate certificates in analytics and its Online MS in Finance-Wealth Management includes coursework in areas such as wealth management technology. RUC tends to have strong name recognition in the Philadelphia area, so you may wish to ask the program coordinator about employment opportunities with its corporate partners in Pennsylvania and New Jersey.

5. Missouri University of Science and Technology

Graduate Certificate in Financial Technology

Delivery: Online or In-Person
Department: Business and Information Science and Technology
Credits Required: 12 Credits (4 Courses)
Tuition: $14,400

Aspiring financial analysts & investment analysts, take note! Missouri S&T’s Online Graduate Certificate in Financial Technology is stacked with data-focused topics. The 12-credit program begins with two courses in financial technology & analysis and business analytics & data science before it rolls into two advanced electives. For instance, you might wish to pair a course in corporate finance (e.g. models of modern portfolio theory) with one in AI, robotics & information systems management.

Missouri S&T’s online graduate certificate doesn’t feature specific courses in blockchain technologies or cryptocurrencies—if you’re interested in specializing in those areas, you may wish to look at other schools in our rankings. But it does act as a GRE-free pathway to the university’s Online MBA or Online MSIT from its AACSB-accredited Kummer College. In particular, we’d recommend you investigate the low-debt MBA.

6. Georgia State University

Graduate Certificate in Fintech Innovation

Delivery: Online or In-Person
Department: Robinson College of Business
Credits Required: 12 Credits (4 Courses)
Program Length: 9 Months (2 Semesters)
Tuition: $4,058 per semester(GA Residents) or $8,912 per semester (Non-GA Residents)

Entrepreneurial types will find plenty to love about Georgia State’s 12-credit Online Graduate Certificate in Fintech Innovation. It features three mandatory courses in the fintech ecosystem (e.g. cryptocurrencies, smart contracts, etc.), innovation & design thinking (e.g. lean startup methodologies), and blockchain technologies & applications. In the elective course, you may wish to launch & scale your own business or explore new technologies in insurance markets.

Georgia State’s online graduate certificate is very affordable for Georgia residents and pricier for out-of-state students. But it’s the ideal program if you’re interested in creating new applications and forging new paths in the world of fintech. Like many certificates, you can complete it in two semesters and then decide if you want to apply the credits towards Georgia State’s Flexible MBA or on-campus MS in Finance. Both are backed by work being done in the Department of Finance and the Fintech Lab.

7. Western Michigan University

Graduate Certificate in Financial Technology

Delivery: HyFlex (In-Person, Hybrid, or Online)
Department: Department of Finance and Commercial Law
Credits Required: 15 Credits
Tuition: $11,471.40

The Graduate Certificate in Financial Technology from Western Michigan University educates students on the use of financial modeling, technology, and analytics in the modern business world. This 15-credit program aims to equip students with the knowledge and skills needed to implement fintech solutions in their future careers.

The certificate can be completed on its own, through the school’s MBA program as elective courses, or used as a starting point for the MS in Finance program. Overall, the curriculum has an analytical focus, diving deep into how to manage and assess financial data with the help of various fintech tools.

With a more quantitative approach, WMU offers a number of helpful resources and on-campus facilities to help enrich students’ learning experiences as they complete the certificate program and beyond. For instance, the on-campus Greenleaf Trust Trading Room gives students access to Bloomberg Terminals for real-time market analysis.

WMU offers this certificate program on a HyFlex (hybrid-flexible) teaching model, allowing students to choose between in-person, hybrid, and online courses to fit their unique circumstances.

8. Mercer University

Certificate in Compliance, Regulation, and Analytics in Fintech

Delivery: Blended (Online & In-Person)
Department: Stetson-Hatcher School of Business
Credits Required: 12 Credits (4 Courses)
Program Length: 9 Months
Tuition: $10,212

Explore new fintech technologies with a firm knowledge of the rules. As the title suggests, Mercer’s 12-credit Online Graduate Certificate in Compliance, Regulation, and Analytics in Fintech covers foundational studies in fintech, as well as fintech innovations and data analytics. But it also includes one course that’s completely devoted to the latest information on regulation and compliance.

Mercer’s affordable program is “stackable.” That means you can complete a second graduate certificate, as well as core coursework in business administration, in order to earn an Online Master of Science in Integrative Business. If this sounds promising, have a look at the AACSB-accredited Stetson-Hatcher School of Business and its tuition rates. They’re some of the cheapest in our rankings.

9. University of Wisconsin – La Crosse

Graduate Certificates in Leading FinTech Transformation & Emerging Technologies in FinTech

Delivery: 100% Online
Department: UW Extended Campus
Credits Required: 9 Credits (3 Courses)
Tuition: $6,525

Just launched in fall 2023, the University of Wisconsin–La Crosse now offers a Graduate Certificate in Leading FinTech Transformation to help develop business leaders who understand how technology is disrupting the financial sector.

UW recognizes the growing demand for fintech professionals and hopes to prepare students for lucrative careers in the field following graduation. There are just three courses required to complete the certificate, which provide students with a fundamental understanding of the fintech field, data analytics, and fintech project management.

All courses included in this program are offered fully online and on an asynchronous schedule, meaning students can complete the certification at their own pace. To provide students with personal support as they complete their program, the school assigns each student their own Success Coach—an especially helpful resource for online students.

In addition to this certificate program, UW offers a similar Graduate Certificate in Emerging Technologies in FinTech, focusing on the latest financial technology trends and innovations.

10. Kennesaw State University

Graduate Certificate in Financial Technology (Fintech)

Delivery: 100% Online
Department: Department of Information Systems and Security
Credits Required: 12 Credits
Program Length: 9 Months
Tuition: $4,651.00

To round out our list, we want to highlight the Graduate Certificate in Financial Technology (Fintech) from Kennesaw State University. This 12-credit online certificate program is designed to enrich students’ knowledge and skills so they can apply innovative technology in a financial setting.

The program’s curriculum has an overarching focus on digital payments, though courses also touch on the general benefits that fintech use can offer an organization, such as reducing costs or enhancing the customer experience.

This certificate is completed 100% online, making it a flexible choice for busy students who are interested in bolstering their fintech skills.

KSU has a favorable locale for fintech students, as it’s located in Georgia’s transaction alley, where over 200 of the top fintech companies operate.

Those who complete this certificate program and who still want to learn more about the fintech sector can consider KSU’s other graduate-level programs like the Master of Science in Digital Financial Technologies or the MBA with a FinTech Concentration.

Honorary Mention

University of Central Florida

Online Certificate Highlights

We’d like to give an honorary mention to UCF’s 12-credit Online Graduate in Fintech. Although this technical program has been suspended since Fall 2021, you may wish to ask the university if it’s likely to be offered in the near future. You’ll be expected to complete three courses in advanced AI, design & analysis of algorithms, and investment analysis before choosing a topic in foundations of fintech or fintech in decision making.